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Real Estate Lending

home keys

First Mortgage

Closed End Loan Note processed through the Mortgage Department.  

Residential District
Investment Properties

Investment Properties

1-4 Family Residential Investment Properties both Owner and Non-Owner Occupied

Two dogs

Second Mortgage

Closed End Loan Note processed through the Mortgage Department.

Modular Homes

Manufactured

Homes

Limited approvals with terms and conditions

Step Ladder

HELOC

A Home Equity Line of Credit is a revolving line of credit based off equity in a Members home.

Image by Sharon McCutcheon

Lot Land
Loans

Closed End Real Estate Lot Loans on Lots zoned Residential in Idaho.

Temporarily Unavailable

Connect with the Mortgage Team

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Michael Torres

External Mortgage Loan Consultant 

NMLS # 522502

Ext. 211

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“Hello, you can call me Mike, Michael or Mykie, even Torres will do. I have lived in Southeast Idaho almost my whole life. My  family and I moved to Meridian in 2017 and we absolutely love it here. I’m married to a pretty little gal name Brooke, since 2001. I have 3 beautiful daughters who keep me on my toes and continue giving me gray hairs. When I’m not working, I’m either chillin with the fam or golfing. Love, love, love golf!!! Tho, it doesn’t seem to love me back. I’ve been in lending for over 13 years and can’t wait to grow with Connections.”

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Mindy Henderson

Mortgage Underwriter

NMLS # 71444

Ext. 118

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“I’m Mindy, I was born in Malad, raised in Pocatello and now live in Lava Hot Springs with my husband (Jerame), daughter (Kylie), 3 dogs (Brandi, Jack & Ali) and 3 cats (Talli, Kixi & Coors).  I enjoy camping, side-by-side riding, rafting & kayaking, snowmobiling, and making memories with my family and friends.  I have been in the mortgage industry for over 20 years and love working with members and helping them achieve their dreams of home ownership.”

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Jessie Cole

Mortgage Loan Processor

NMLS # 

Ext. 259

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“Hello my name is Jessie Cole, I’m from Burley Idaho moved to Boise right after graduating High School to attend College. After I graduated College I started my career in banking and from there went into Mortgages where I have been the last 6 years. I love to craft, bike ride, and of course play Texas Hold 'em (I’m pretty good with my Poker Face). I have a boyfriend named Anthony who I love to travel with, this summer we went all over the US, my favorite travel spot is going to Mexico and enjoying the nice weather. Fun fact, I do have my CDL and can Parallel park a Semi…. Pretty proud of that 😊”

Contact GinGar or Lindsay with questions, comments or

suggestions for the Lending Resource Center internal website.

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